Welcome to Party Inflatables. Innovative Quality Inflatables.

Two Ways to Finance Your Inflatables

 


How it works:


1. The Layaway Option-
with this option you can purchase equipment and pay a non-refundable deposit of 25% to secure your equipment. 

2. Payments- Once a non-refundable deposit is made you can make payments of 20% or more each month until the balance is paid.

3. When do I recieve my equipment?- When your equipment is paid in full you will recieve your equipment.

4. Pros- No credit check required, No prepayment penalty, 0% interest

5. Cons- Receiving equipment is not immediate.

Apply Now or Call 800-360-1325



How it works:


1. Credit Option- 
with this option you can purchase equipment and pay low monthly payments to a third party bank, on approved credit scores of 580 or better.

2. Payments- Once approved for financing, terms can be negotiated for payment duraton and amount.

3. When do I recieve my equipment?Upon approval and funding your equpment is shipped immediately to you.

4. Pros- Recieve your equipment immediately. Low monthly payments. Instant approval on your application.

5. Cons- Credit approval required. Interest is accrued on loan, increasing the cost of the equipment. 

Apply Now or Call 800-360-1325

 

 

Conservation of Cash

Cash Flow is critical to the success of any business.  Oftentimes, people are lulled into thinking that paying cash is a good way to acquire equipment because doing so avoids finance charges, interest expenses, and results in lower total cash outlay.  In reality paying cash can be the most expensive way to solve the problem.
Liquidity is Critical:  You must have cash reserves!  This can become an outright survival issue when slow paying customers, slow sales, or unexpected expenses put pressure on cash reserves.

Conservation of Bank Lines

 An available line of credit is an extremely valuable tool to address unforeseen emergencies, reducing those open lines by using them to finance equipment can be dangerous.  Furthermore, bank terms, appetites, and flexibility on equipment transactions range from “less than optimum” to “downright difficult.

Avoiding Bank Restrictions:  Leases do not include blanket liens, restrictive covenants, rate escalator clauses, “call anytime” provisions, compensating balance requirements, or any other items that are part of  traditional lending agreements.

100% Financing:  Leases can be utilized to cover everything that you require to make your equipment work for you.   This includes software, installation costs, related leasehold improvements, training and even some supply items.  This further minimizes your initial costs and allows you to earn profits from your equipment faster.

100% Tax Deductible

Article 179:  Section 179 of the IRS Tax Code allows a business to deduct the full purchase price for qualifying equipment purchased or financed during the tax year.  As such, by leasing equipment and deducting the full purchase price you essentially get “free” usage of your equipment for over a year.

Direct Tax Expensing:  Companies that do not qualify or choose to employ the Article 179 Alternative, lease payments are written off as they are made.  This eliminates the need for depreciation schedules and allows faster write off.  This results in increased cash flow for your customers.

No Obsolescence

Many companies fear that the equipment they buy will wear out or their needs will change before they are able to depreciate it fully.  A lease can be written for a term that corresponds to how the company feels the equipment can be used efficiently.  At the end of the term the equipment may be returned and a new lease can be written for new equipment that best suits the customer’s needs